The Anti-New York Times

ANYT PAPERBACK / QUARTER 4 / 2017 

(HERE)

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We’re not quite sure what to make of the recent announcement that Jeff Bezos (Amazon), Warren Buffett (Berkshire Hathaway) and Jamie Dimon (Wells Fargo) intend to combine their vast resources and experience to form a new health care company. Putting political differences with libtards Buffet and Bezos aside, if they can “build a better mousetrap” that offers more affordable rates, then that’s fine and dandy. But unless and until the higher level fundamental problems of America’s problematic health care system are defined and addressed, don’t expect any miracles.

So many factors and bone-headed policies have combined to make health insurance unaffordable for many businesses and individuals. But contrary to the Marxist propaganda of the Fake News and the Demonrats, the “greed” of health insurance companies is not one of them. As an industry, health insurance actually ranks as one of the lowest profit-margin sectors — a measly 3% (here)! The profits come from volume. That means that $970 of a $1000 per month insurance policy goes to cover reimbursements and overhead costs. So even if insurance companies operated as non profits, there would be minimal affect on the rates. Tell that to your nearest libtard the next time you hear him / her spout off the usual Marxist idiocy about insurance companies being “greedy.”

 1. Bezos, Buffett, Dimon — looking for solutions? Or just a new monopoly? 2. With a profit margin of only 3%, insurance companies are not the problem.

There are many facets to this ever-worsening problem As we see it, here are the three biggest problems that no one ever seems to talk about.

1. There is no direct connection between buyer and seller

Employers don’t give us “free” car insurance, so why should we expect them to give us “free” health insurance? It was during the fog of the terrible war which he himself initiated that Franklin Delinquent Rosenfeld offered incentives to employers to, in essence, pay part of the employee’s wages in the form of health insurance “benefits.” By creating a system in which the “freely” insured cares neither about the cost of the policy nor the prices charged by physicians, the critical shopping dynamic which enables the market to work its magic was permanently perverted.

It is interesting and enlightening to note that in the market-based field of cosmetic medicine — in which the patient must actually shop and pay for with his own money / credit — the prices of hair transplants, nose jobs, boob jobs etc, keep going down, whereas that for insured medical procedures keep going up.

FDR’s interference in health insurance gave rise to “Employee Benefits.” Because the insured perceive these “benefits” as “free,” they can shop for health care with their medical cards as recklessly as females hit the shopping malls with their credit cards (no offense, ladies). This undisciplined system exerts constant upward pressure on the cost of insurance policies.

2. Policies are required to cover too many services.

With the government incentives eventually came directives to cover minor services and procedures that people should be paying out-of-pocket. We don’t expect our auto policies to cover the cost of oil changes, car washes, tire rotations, do we? We don’t demand that Homeowners Insurance cover the cost of lawn maintenance, window washing and gutter cleaning. Can you just imagine the reimbursement requests that merchants would start submitting to insurance companies for car washes and lawn mowing if that were the case? How idiotic would that be? And yet Boobus Americanus has been taught to demand “free” checkups, blood work, birth control pills etc. as a “human right.”

Newsflash, libtards! All of these mandates and “rights,” as well as the added paperwork that comes with them, drive up insurance costs.

How would “free” lawn care and “free” car washes affect the price of home and auto insurance policies? Why should minor services like routine checkups, blood work, EKG’s, teeth cleaning and  birth control pills be insured by government mandate?

3. The Medical Mafia artificially blocks students from becoming doctors.

Think that graduating with good grades from a good college will get your kid into an American medical school? Probably not. The difficulty of admission, the obscene costs of medical school, and the many years of school and brutal residency required to become a doctor are why the U.S., for all its wealth and opportunity, ranks an embarrassing 52nd in doctor-to-population ratio at 1 to 390. (here) That may be good for the money-grubbing millionaire doctors, but it is bad for the rest of us. It’s not that we begrudge anyone a high income, of course. But that’s for the market to decide, not the Medical Mafia’s protection racket!

By comparison, the shitty little impoverished Communist island of Cuba churns out 1 doctor per every 170 citizens (here) – and good ones too! Despite its Castro-caused and embargo-caused problems, Cubans do at least have access to decent health care. Of course, America’s knee-jerk libtards will grasp this straw as an argument to defend Marxist ideology. In realty, though the Castro clowns were probably oblivious to this dynamic, the abundance of doctors is actually a market supply-demand mechanism without which, Cuba’s universal coverage would not be possible. More supply = wider availability = lower cost. The fact that Cuban doctors earn peanuts helps too, but that’s not the point.

Because it would truly serve the public interest / “general welfare,” and would pay back huge savings to society, many more medical schools need to be established and made “free” (paid by taxpayers) but only for deserving students. The ensuing tripling or even quadrupling of the number of doctors (done for a fraction of the cost of ObongoCare & Medicaid!) would go a long way to dramatically collapsing the prohibitive cost of medicine. It would also have the added benefit of curbing the arrogance and pomposity of some of these overvalued $300,000 to $600,000 + per-year-income doctors by bringing them closer to the socio-economic level of the people which they serve. Allowing the more humble children of the poor and middle class goyim an opportunity to also become doctors would have that positive social affect as well.

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We don’t mind you earning a very good living for yourself, Doctor Goldberg (cough cough). But let some of the goyim kids get a piece of the action too — and it wouldn’t kill youse guys to provide some free service to the poor every once in a while either.

Boobus Americanus 1: I read in the New York Times that Bezos, Buffett and Dimon are attempting to disrupt the health care market by forming their own company.

Boobus Americanus 2: Well, if anyone can solve this problem, it’s those three.

Sugar:  Don’t bet on it Boobuss. Unlesss the government-medical complex is ssmashed up at the macro level, micro economic sschemess will only have limited effect.

 Editor: Tell it, professor. Tell it.

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